ICICI Bank Home Loan EMI Calculator
Calculate EMI for ICICI Bank home loan with current interest rates and amortization schedule.
8.5% – 9.5% p.a.
0.5%
Monthly EMI
₹43,391
Total Payment
₹1.04 Cr
Total Interest
₹54.14 L
Principal
48.01%
Interest
51.99%
Total EMIs
240
Loan closes
Apr 2046
Break-even
N/A
Interest : Principal
51.99% : 48.01%
About ICICI Bank Home Loan EMI Calculator
ICICI Bank is one of India's largest private sector banks and a major home loan lender. ICICI uses an external benchmark-linked rate (repo rate + spread). They offer home loans for NRIs as well, and have a strong digital process - you can track your loan status on their app.
Related Calculators
Loan Eligibility
Find out the maximum home loan you are eligible for based on income, existing EMIs, and loan tenure.
EMI Calculator
Calculate your Equated Monthly Instalment for home, car, or personal loans.
Loan Compare
Compare two loans side by side - EMI, total interest, and total payment. Find which loan costs less overall.
Frequently Asked Questions
What is the current ICICI Bank home loan rate?▾
ICICI home loans start at 8.5% p.a. Rates go up to 9.5% depending on the borrower's credit profile and loan-to-value ratio.
Can NRIs get ICICI home loans?▾
Yes - ICICI offers NRI home loans for residential properties in India. NRIs can repay via NRE/NRO accounts or foreign currency remittances. Rates are similar to resident Indians.
How fast is ICICI home loan approval?▾
ICICI Bank typically gives in-principle approval within 24–48 hours for salaried applicants with complete documents. Full disbursement takes 7–15 days after property document verification.
Does ICICI offer home loan top-ups?▾
Yes - if you have an existing ICICI home loan, you can apply for a top-up loan (up to 75% of property value minus outstanding principal) at attractive rates without fresh property appraisal.
What is the ICICI home loan processing fee?▾
ICICI charges 0.5% of the loan amount as processing fee. Occasionally they run promotions with waived or reduced fees - check their official website before applying.