Terms of Use

1. Acceptance of Terms

By accessing and using SmartCalc (smartcalc.in), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the website.

2. No Financial, Medical, or Legal Advice

SmartCalc provides calculators for educational and informational purposes only. All results are estimates based on the inputs you provide and the assumptions built into each calculator.

Nothing on this website constitutes financial advice, investment advice, tax advice, medical advice, or legal advice. Calculator results should not be used as the sole basis for any financial or medical decision.

Always consult a qualified professional - a SEBI-registered financial advisor, chartered accountant, certified financial planner, or licensed medical professional - before making significant financial or health-related decisions.

3. Accuracy of Information

We strive to keep all calculator rates, slabs, and formulas accurate and up to date (tracked via our internal maintenance schedule). However, financial rules, tax slabs, and government-mandated rates change over time.

SmartCalc makes no warranty, express or implied, regarding the accuracy, completeness, or timeliness of any information provided. We are not liable for any errors or omissions, or for any actions taken in reliance on information provided by this website.

4. Use of the Website

You agree to use SmartCalc only for lawful purposes. You must not:

• Attempt to gain unauthorized access to any part of the website or its servers
• Use automated tools (scrapers, bots) to extract data at scale without permission
• Reproduce or redistribute calculator results commercially without attribution
• Attempt to reverse-engineer or copy the site for a competing service

5. Intellectual Property

All content on SmartCalc, including calculator logic, design, text, and graphics, is the property of SmartCalc and is protected by applicable intellectual property laws. You may share results and links to individual calculators for personal, educational, or non-commercial purposes with proper attribution.

6. Third-Party Services

SmartCalc uses Google Analytics (GA4) and Google AdSense for analytics and advertising. These services have their own privacy policies and terms of service. We also use a live currency API (Frankfurter) for currency conversion rates - rate availability depends on this third-party service.

7. Limitation of Liability

To the fullest extent permitted by law, SmartCalc and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of - or inability to use - this website or its calculators, even if advised of the possibility of such damages.

8. Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes take effect immediately upon posting. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

9. Contact

For questions about these Terms of Use, please contact us at hello@smartcalc.in.