SIP Calculator: ₹1,000/month for 20 Years
At 12% expected annual returns - adjust inputs below to match your fund's performance.
Estimated Corpus
₹9.99 L
at 12% p.a.
Total Invested
₹2.40 L
at 12% p.a.
Wealth Gained
₹7.59 L
at 12% p.a.
Customize your SIP plan
Future Value
₹9.99 L
Total Invested
₹2.40 L
Wealth Gained
₹7.59 L
Investment Growth Over Time
What happens to ₹1,000/month SIP over 20 years?
A SIP of ₹1,000 per month for 20 years at 12% annual returns grows to ₹9.99 L. You invest a total of ₹2.40 L, but your money works harder - generating ₹7.59 L in returns through the power of compounding. That is a 316% return on your invested capital.
Frequently Asked Questions
What will ₹1,000 SIP per month grow to in 20 years?▾
A monthly SIP of ₹1,000 for 20 years at 12% annual returns will grow to approximately ₹9.99 L. You will have invested a total of ₹2.40 L, and the wealth gained from returns will be ₹7.59 L.
Is ₹1,000 per month a good SIP amount?▾
Any SIP amount is good as long as it is consistent and started early. ₹1,000/month for 20 years at 12% returns will give you ₹9.99 L - with only ₹2.40 L invested. The power of compounding does the rest.
Which mutual fund is best for a ₹1,000 SIP?▾
For long-term SIPs, large-cap or flexicap equity mutual funds are generally recommended. Funds from Axis, Mirae, Parag Parikh, and HDFC Flexicap have historically delivered 12–16% over 10+ years. Consult a SEBI-registered advisor for personalized recommendations.