SIP Calculator: ₹3,000/month for 25 Years

At 12% expected annual returns - adjust inputs below to match your fund's performance.

Estimated Corpus

₹56.93 L

at 12% p.a.

Total Invested

₹9.00 L

at 12% p.a.

Wealth Gained

₹47.93 L

at 12% p.a.

Customize your SIP plan

₹500₹5.00 L
4.0%25.0%
1 yr50 yrs

Future Value

₹56.93 L

Total Invested

₹9.00 L

Wealth Gained

₹47.93 L

532.5% absolute returnon ₹9,00,000 invested

Investment Growth Over Time

What happens to ₹3,000/month SIP over 25 years?

A SIP of 3,000 per month for 25 years at 12% annual returns grows to ₹56.93 L. You invest a total of ₹9.00 L, but your money works harder - generating ₹47.93 L in returns through the power of compounding. That is a 533% return on your invested capital.

Frequently Asked Questions

What will ₹3,000 SIP per month grow to in 25 years?

A monthly SIP of ₹3,000 for 25 years at 12% annual returns will grow to approximately ₹56.93 L. You will have invested a total of ₹9.00 L, and the wealth gained from returns will be ₹47.93 L.

Is ₹3,000 per month a good SIP amount?

Any SIP amount is good as long as it is consistent and started early. ₹3,000/month for 25 years at 12% returns will give you ₹56.93 L - with only ₹9.00 L invested. The power of compounding does the rest.

Which mutual fund is best for a ₹3,000 SIP?

For long-term SIPs, large-cap or flexicap equity mutual funds are generally recommended. Funds from Axis, Mirae, Parag Parikh, and HDFC Flexicap have historically delivered 12–16% over 10+ years. Consult a SEBI-registered advisor for personalized recommendations.