How to Save Tax on a 15 Lakh Salary (FY 2025-26) - New vs Old Regime
A practical guide to cutting tax on a ₹15 lakh salary in FY 2025-26 - compare the new and old regimes, use 80C, 80D, NPS and HRA, with a worked example.
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Expert explainers on tax, loans, investing, and fitness - written for Indian readers.
A practical guide to cutting tax on a ₹15 lakh salary in FY 2025-26 - compare the new and old regimes, use 80C, 80D, NPS and HRA, with a worked example.
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GST 2.0 (effective 22 September 2025) removed the 12% and 28% slabs, leaving just four rates - 0%, 5%, 18%, and 40%. Here is what applies to everyday purchases in 2026, where the old items moved, and how to calculate GST correctly.
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All four 80C options save the same tax but return very different amounts. Here's a clear comparison of PPF, ELSS, NPS, and LIC on returns, lock-in, risk, and liquidity.
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HRA is one of the most misunderstood salary components. Millions of salaried Indians claim less than they're entitled to. Here's the exact formula and how to maximise it.
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Budget 2025 made the new tax regime even more attractive - zero tax up to ₹12 lakh taxable income. But should everyone switch? We break down who benefits from each regime.
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