🚗 Honda City Car Loan EMI Calculator
Sedan (C-segment) - On-road price: Rs. 13.00 lakh-Rs. 18.00 lakh
EMI (20% down)
Rs. 25,590
Loan: Rs. 12.40 lakh | 5 yrs
EMI (30% down)
Rs. 22,391
Loan: Rs. 10.85 lakh | 5 yrs
Total interest (20% down)
Rs. 2.95 lakh
Over 5 years at 8.75%
Honda City - Available variants
Calculate your Honda City loan EMI
Popular cars
Approx. mid-variant on-road prices (2025-26). Actual prices vary by city and variant.
Loan amount: ₹12.40 L
Monthly EMI
₹25,740
Loan Amount
₹12.40 L
Total Interest
₹3.04 L
Total Payment
₹15.44 L
Down Payment
₹3.10 L
Total cost of ownership (financing)
On-Road Price
₹15.50 L
Interest Cost
₹3.04 L
Effective Total
₹18.54 L
Honda City - Key Facts
- -Segment leader in C-sedan - competes with Maruti Ciaz and VW Virtus
- -Ex-showroom: Rs. 11.23-16.42 lakh; on-road Rs. 13-18 lakh in metro cities
- -Honda City e:HEV hybrid gives 26+ km/L - lowest running cost in segment
- -Honda Financial Services at competitive rates; also available via all banks
- -Renowned reliability - Honda petrol engines known for longevity (3+ lakh km)
- -Boot space: 506 litres - best in segment; ideal for families
Depreciation
18-20% year 1, 12-14% subsequent. Sedan segment depreciates faster than SUVs. Honda City retains ~40-45% after 5 years.
FAQs - Honda City Car Loan
What is the EMI for Honda City car loan?▾
For a Honda City at on-road price of Rs. 15.50 lakh with 20% down payment (Rs. 3.10 lakh): Loan amount = Rs. 12.40 lakh, at 8.75% for 5 years, EMI = Rs. 25,590/month. Total interest paid = Rs. 2.95 lakh. With 30% down: EMI = Rs. 22,391/month.
What is the on-road price of Honda City?▾
Honda City on-road price ranges from Rs. 13.00 lakh to Rs. 18.00 lakh depending on variant (V, VX, ZX, e:HEV Hybrid - Petrol/Hybrid) and city. On-road price includes ex-showroom price, RTO registration (7-12%), comprehensive insurance (first year ~Rs. 20,000-50,000), and accessories if any.
How much down payment for Honda City car loan?▾
Banks finance up to 80-85% of Honda City's on-road price. Recommended down payment: 20-25%. For on-road price of Rs. 15.50 lakh: 20% down = Rs. 3.10 lakh, 25% down = Rs. 3.88 lakh. A higher down payment reduces EMI and total interest significantly.