🚐 Maruti Ertiga Car Loan EMI Calculator
MPV (Multi-Purpose Vehicle) - On-road price: Rs. 9.50 lakh-Rs. 14.00 lakh
EMI (20% down)
Rs. 19,098
Loan: Rs. 9.20 lakh | 5 yrs
EMI (30% down)
Rs. 16,710
Loan: Rs. 8.05 lakh | 5 yrs
Total interest (20% down)
Rs. 2.26 lakh
Over 5 years at 9%
Maruti Ertiga - Available variants
Calculate your Maruti Ertiga loan EMI
Popular cars
Approx. mid-variant on-road prices (2025-26). Actual prices vary by city and variant.
Loan amount: ₹9.20 L
Monthly EMI
₹19,098
Loan Amount
₹9.20 L
Total Interest
₹2.26 L
Total Payment
₹11.46 L
Down Payment
₹2.30 L
Total cost of ownership (financing)
On-Road Price
₹11.50 L
Interest Cost
₹2.26 L
Effective Total
₹13.76 L
Maruti Ertiga - Key Facts
- -India's best-selling MPV - 7-seater family car at sedan price
- -Ex-showroom: Rs. 8.69-12.39 lakh; on-road adds Rs. 1.5-2L in most cities
- -1.5L petrol engine (K15C series) - SHVS mild hybrid standard
- -Third row is usable unlike many 7-seat SUVs - 998mm third-row legroom
- -CNG variant available at Rs. 1.5L premium - significantly lower running cost
- -Maruti's widespread service network (4,000+ outlets) - low service cost
Depreciation
18% year 1, 12-14% subsequent. Strong resale - MPV demand from taxi market keeps values up. 45-50% residual at 5 years.
FAQs - Maruti Ertiga Car Loan
What is the EMI for Maruti Ertiga car loan?▾
For a Maruti Ertiga at on-road price of Rs. 11.50 lakh with 20% down payment (Rs. 2.30 lakh): Loan amount = Rs. 9.20 lakh, at 9% for 5 years, EMI = Rs. 19,098/month. Total interest paid = Rs. 2.26 lakh. With 30% down: EMI = Rs. 16,710/month.
What is the on-road price of Maruti Ertiga?▾
Maruti Ertiga on-road price ranges from Rs. 9.50 lakh to Rs. 14.00 lakh depending on variant (LXi, VXi, ZXi, ZXi+) and city. On-road price includes ex-showroom price, RTO registration (7-12%), comprehensive insurance (first year ~Rs. 20,000-50,000), and accessories if any.
How much down payment for Maruti Ertiga car loan?▾
Banks finance up to 80-85% of Maruti Ertiga's on-road price. Recommended down payment: 20-25%. For on-road price of Rs. 11.50 lakh: 20% down = Rs. 2.30 lakh, 25% down = Rs. 2.88 lakh. A higher down payment reduces EMI and total interest significantly.