Axis Bank FD Calculator
7.1% p.a. (quarterly compounding) - Min deposit Rs. 5,000
Principal
Rs. 5.00 lakh
Example: Rs. 5 lakh
Interest Earned
Rs. 1.18 lakh
Over 3 years
Maturity Amount
Rs. 6.18 lakh
at 7.1% p.a.
Axis Bank FD Rates by Tenure
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7-14 days | 3% | 3.5% |
| 15-30 days | 3.5% | 4% |
| 31-90 days | 4.25% | 4.75% |
| 6 months-1 year | 6.75% | 7.25% |
| 1-15 months | 7.1% | 7.6% |
| 15 months-2 years | 7.1% | 7.6% |
| 2-5 years | 7.1% | 7.6% |
| 5-10 years | 7% | 7.75% |
Indicative rates. Actual rates may differ - verify with Axis Bank before investing.
Axis Bank FD Maturity - Quick Reference (at 7.1%)
| Principal | 1 yr | 2 yr | 3 yr | 5 yr |
|---|---|---|---|---|
| Rs. 1.00 lakh | Rs. 1.07 lakh | Rs. 1.15 lakh | Rs. 1.24 lakh | Rs. 1.42 lakh |
| Rs. 2.50 lakh | Rs. 2.68 lakh | Rs. 2.88 lakh | Rs. 3.09 lakh | Rs. 3.55 lakh |
| Rs. 5.00 lakh | Rs. 5.36 lakh | Rs. 5.76 lakh | Rs. 6.18 lakh | Rs. 7.11 lakh |
| Rs. 10.00 lakh | Rs. 10.73 lakh | Rs. 11.51 lakh | Rs. 12.35 lakh | Rs. 14.22 lakh |
| Rs. 25.00 lakh | Rs. 26.82 lakh | Rs. 28.78 lakh | Rs. 30.88 lakh | Rs. 35.54 lakh |
Customize your FD calculation
Maturity Amount
₹6.16 L
Total Interest
₹1.16 L
Effective Annual Rate
7.19%
Interest Breakdown
| Period | Interest | Balance |
|---|---|---|
| Q1 (Year 1) | ₹8,750 | ₹5.09 L |
| Q2 (Year 1) | ₹8,903 | ₹5.18 L |
| Q3 (Year 1) | ₹9,059 | ₹5.27 L |
| Q4 (Year 1) | ₹9,217 | ₹5.36 L |
| Q5 (Year 2) | ₹9,379 | ₹5.45 L |
Axis Bank FD - Key Features
- -Third largest private sector bank in India
- -DICGC insured up to Rs. 5 lakh
- -Special 24-month and 30-month high-rate schemes
- -Senior citizens earn extra 0.50-0.75% on FDs
- -Tax Saving FD (5 years) under Section 80C
Frequently Asked Questions
What is the Axis Bank FD interest rate in 2026?▾
Axis Bank offers FD interest rates ranging from 3% to 7.1% p.a. for general citizens, depending on the tenure. Senior citizens typically earn 0.50% extra. The most popular 3-year FD earns 7.1% p.a. with quarterly compounding.
How much will Rs. 5 lakh grow in 3 years at Axis Bank?▾
Rs. 5 lakh (Rs. 500,000) invested in a Axis Bank FD for 3 years at 7.1% p.a. (quarterly compounding) will grow to approximately Rs. 6.18 lakh. Total interest earned = Rs. 1.18 lakh.
Is Axis Bank FD safe?▾
Axis Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to Rs. 5 lakh per depositor per bank. This covers both principal and interest. Axis Bank is a well-regulated bank under RBI, making its FDs a very safe investment for amounts within the insurance limit.