ICICI Bank FD Calculator
6.9% p.a. (quarterly compounding) - Min deposit Rs. 10,000
Principal
Rs. 5.00 lakh
Example: Rs. 5 lakh
Interest Earned
Rs. 1.14 lakh
Over 3 years
Maturity Amount
Rs. 6.14 lakh
at 6.9% p.a.
ICICI Bank FD Rates by Tenure
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7-29 days | 3% | 3.5% |
| 30-90 days | 4.25% | 4.75% |
| 6 months-1 year | 6.7% | 7.2% |
| 1-2 years | 6.9% | 7.4% |
| 2-3 years | 7% | 7.5% |
| 3-5 years | 7% | 7.5% |
| 5-10 years | 6.9% | 7.4% |
Indicative rates. Actual rates may differ - verify with ICICI Bank before investing.
ICICI Bank FD Maturity - Quick Reference (at 6.9%)
| Principal | 1 yr | 2 yr | 3 yr | 5 yr |
|---|---|---|---|---|
| Rs. 1.00 lakh | Rs. 1.07 lakh | Rs. 1.15 lakh | Rs. 1.23 lakh | Rs. 1.41 lakh |
| Rs. 2.50 lakh | Rs. 2.68 lakh | Rs. 2.87 lakh | Rs. 3.07 lakh | Rs. 3.52 lakh |
| Rs. 5.00 lakh | Rs. 5.35 lakh | Rs. 5.73 lakh | Rs. 6.14 lakh | Rs. 7.04 lakh |
| Rs. 10.00 lakh | Rs. 10.71 lakh | Rs. 11.47 lakh | Rs. 12.28 lakh | Rs. 14.08 lakh |
| Rs. 25.00 lakh | Rs. 26.77 lakh | Rs. 28.67 lakh | Rs. 30.70 lakh | Rs. 35.20 lakh |
Customize your FD calculation
Maturity Amount
₹6.16 L
Total Interest
₹1.16 L
Effective Annual Rate
7.19%
Interest Breakdown
| Period | Interest | Balance |
|---|---|---|
| Q1 (Year 1) | ₹8,750 | ₹5.09 L |
| Q2 (Year 1) | ₹8,903 | ₹5.18 L |
| Q3 (Year 1) | ₹9,059 | ₹5.27 L |
| Q4 (Year 1) | ₹9,217 | ₹5.36 L |
| Q5 (Year 2) | ₹9,379 | ₹5.45 L |
ICICI Bank FD - Key Features
- -Second largest private sector bank in India
- -DICGC insured up to Rs. 5 lakh
- -iWish flexible RD available alongside FD
- -Senior citizens get 0.50% additional rate
- -Tax Saving FD available with 5-year lock-in
Frequently Asked Questions
What is the ICICI Bank FD interest rate in 2026?▾
ICICI Bank offers FD interest rates ranging from 3% to 7% p.a. for general citizens, depending on the tenure. Senior citizens typically earn 0.50% extra. The most popular 3-year FD earns 6.9% p.a. with quarterly compounding.
How much will Rs. 5 lakh grow in 3 years at ICICI Bank?▾
Rs. 5 lakh (Rs. 500,000) invested in a ICICI Bank FD for 3 years at 6.9% p.a. (quarterly compounding) will grow to approximately Rs. 6.14 lakh. Total interest earned = Rs. 1.14 lakh.
Is ICICI Bank FD safe?▾
ICICI Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to Rs. 5 lakh per depositor per bank. This covers both principal and interest. ICICI Bank is a well-regulated bank under RBI, making its FDs a very safe investment for amounts within the insurance limit.