₹1,000 per month SIP Returns
At 12% expected annual return - adjust below to match your actual return assumptions.
Corpus (15 years)
₹5.05 lakh
at 12% p.a.
Total Invested
₹1.80 lakh
at 12% p.a.
Wealth Gained
₹3.25 lakh
at 12% p.a.
₹1,000/month SIP - Returns Across Time Horizons (at 12%)
| Duration | Total Invested | Wealth Gained | Final Corpus |
|---|---|---|---|
| 5 years | ₹60,000 | ₹22,486 | ₹82,486 |
| 10 years | ₹1.20 lakh | ₹1.12 lakh | ₹2.32 lakh |
| 15 years | ₹1.80 lakh | ₹3.25 lakh | ₹5.05 lakh |
| 20 years | ₹2.40 lakh | ₹7.59 lakh | ₹9.99 lakh |
| 25 years | ₹3.00 lakh | ₹15.98 lakh | ₹18.98 lakh |
| 30 years | ₹3.60 lakh | ₹31.70 lakh | ₹35.30 lakh |
Adjust to your exact SIP terms
Future Value
₹5.05 L
Total Invested
₹1.80 L
Wealth Gained
₹3.25 L
Investment Growth Over Time
What will ₹1,000 SIP return after 15 years?
A ₹1,000 per month SIP for 15 years at 12% annual returns (the historical average for diversified equity mutual funds in India) grows to approximately ₹5.05 lakh. You invest ₹1.80 lakh in total and the remaining ₹3.25 lakh is pure compounding - returns earned on your previous returns.
These projections assume a constant 12% annual return. Actual mutual fund returns vary year to year. Use the calculator above to model different return scenarios (10%, 12%, 15%) and durations.
Frequently Asked Questions
What will ₹1,000 per month SIP give after 15 years?▾
A ₹1,000 per month SIP for 15 years at 12% expected annual return (historical equity average) will grow to approximately ₹5.05 lakh. You would invest ₹1.80 lakh in total, and your wealth gain through compounding would be ₹3.25 lakh.
How much will ₹1,000 SIP grow in 20 years?▾
At 12% annual returns, ₹1,000 per month SIP for 20 years will grow to ₹9.99 lakh. Total invested: ₹2.40 lakh. The extra 5 years (compared to a 15-year SIP) nearly doubles your corpus due to compounding in the later years.
Is ₹1,000 per month SIP enough to retire?▾
Whether ₹1,000 per month SIP is sufficient for retirement depends on your age, retirement age, and monthly expenses. At 12% returns for 25 years, this SIP grows to ₹18.98 lakh. Use the interactive calculator above to adjust the timeline based on your retirement target.