₹5,000 per month SIP Returns
At 12% expected annual return - adjust below to match your actual return assumptions.
Corpus (15 years)
₹25.23 lakh
at 12% p.a.
Total Invested
₹9.00 lakh
at 12% p.a.
Wealth Gained
₹16.23 lakh
at 12% p.a.
₹5,000/month SIP - Returns Across Time Horizons (at 12%)
| Duration | Total Invested | Wealth Gained | Final Corpus |
|---|---|---|---|
| 5 years | ₹3.00 lakh | ₹1.12 lakh | ₹4.12 lakh |
| 10 years | ₹6.00 lakh | ₹5.62 lakh | ₹11.62 lakh |
| 15 years | ₹9.00 lakh | ₹16.23 lakh | ₹25.23 lakh |
| 20 years | ₹12.00 lakh | ₹37.96 lakh | ₹49.96 lakh |
| 25 years | ₹15.00 lakh | ₹79.88 lakh | ₹94.88 lakh |
| 30 years | ₹18.00 lakh | ₹1.58 crore | ₹1.76 crore |
Adjust to your exact SIP terms
Future Value
₹25.23 L
Total Invested
₹9.00 L
Wealth Gained
₹16.23 L
Investment Growth Over Time
What will ₹5,000 SIP return after 15 years?
A ₹5,000 per month SIP for 15 years at 12% annual returns (the historical average for diversified equity mutual funds in India) grows to approximately ₹25.23 lakh. You invest ₹9.00 lakh in total and the remaining ₹16.23 lakh is pure compounding - returns earned on your previous returns.
These projections assume a constant 12% annual return. Actual mutual fund returns vary year to year. Use the calculator above to model different return scenarios (10%, 12%, 15%) and durations.
Frequently Asked Questions
What will ₹5,000 per month SIP give after 15 years?▾
A ₹5,000 per month SIP for 15 years at 12% expected annual return (historical equity average) will grow to approximately ₹25.23 lakh. You would invest ₹9.00 lakh in total, and your wealth gain through compounding would be ₹16.23 lakh.
How much will ₹5,000 SIP grow in 20 years?▾
At 12% annual returns, ₹5,000 per month SIP for 20 years will grow to ₹49.96 lakh. Total invested: ₹12.00 lakh. The extra 5 years (compared to a 15-year SIP) nearly doubles your corpus due to compounding in the later years.
Is ₹5,000 per month SIP enough to retire?▾
Whether ₹5,000 per month SIP is sufficient for retirement depends on your age, retirement age, and monthly expenses. At 12% returns for 25 years, this SIP grows to ₹94.88 lakh. Use the interactive calculator above to adjust the timeline based on your retirement target.