SIP Calculator: ₹3,000/month for 30 Years
At 12% expected annual returns - adjust inputs below to match your fund's performance.
Estimated Corpus
₹1.06 Cr
at 12% p.a.
Total Invested
₹10.80 L
at 12% p.a.
Wealth Gained
₹95.10 L
at 12% p.a.
Customize your SIP plan
Future Value
₹1.06 Cr
In today's money: ₹18.44 L(6% inflation)
Total Invested
₹10.80 L
Wealth Gained
₹95.10 L
Investment Growth Over Time
What SIP do I need to reach a goal?
What happens to ₹3,000/month SIP over 30 years?
A SIP of ₹3,000 per month for 30 years at 12% annual returns grows to ₹1.06 Cr. You invest a total of ₹10.80 L, but your money works harder - generating ₹95.10 L in returns through the power of compounding. That is a 881% return on your invested capital.
Frequently Asked Questions
What will ₹3,000 SIP per month grow to in 30 years?▾
A monthly SIP of ₹3,000 for 30 years at 12% annual returns will grow to approximately ₹1.06 Cr. You will have invested a total of ₹10.80 L, and the wealth gained from returns will be ₹95.10 L.
Is ₹3,000 per month a good SIP amount?▾
Any SIP amount is good as long as it is consistent and started early. ₹3,000/month for 30 years at 12% returns will give you ₹1.06 Cr - with only ₹10.80 L invested. The power of compounding does the rest.
Which mutual fund is best for a ₹3,000 SIP?▾
For long-term SIPs, large-cap or flexicap equity mutual funds are generally recommended. Funds from Axis, Mirae, Parag Parikh, and HDFC Flexicap have historically delivered 12–16% over 10+ years. Consult a SEBI-registered advisor for personalized recommendations.