SIP Calculator: ₹5,000/month for 30 Years
At 12% expected annual returns - adjust inputs below to match your fund's performance.
Estimated Corpus
₹1.76 Cr
at 12% p.a.
Total Invested
₹18.00 L
at 12% p.a.
Wealth Gained
₹1.58 Cr
at 12% p.a.
Customize your SIP plan
Future Value
₹1.76 Cr
In today's money: ₹30.73 L(6% inflation)
Total Invested
₹18 L
Wealth Gained
₹1.58 Cr
Investment Growth Over Time
What SIP do I need to reach a goal?
What happens to ₹5,000/month SIP over 30 years?
A SIP of ₹5,000 per month for 30 years at 12% annual returns grows to ₹1.76 Cr. You invest a total of ₹18.00 L, but your money works harder - generating ₹1.58 Cr in returns through the power of compounding. That is a 881% return on your invested capital.
Frequently Asked Questions
What will ₹5,000 SIP per month grow to in 30 years?▾
A monthly SIP of ₹5,000 for 30 years at 12% annual returns will grow to approximately ₹1.76 Cr. You will have invested a total of ₹18.00 L, and the wealth gained from returns will be ₹1.58 Cr.
Is ₹5,000 per month a good SIP amount?▾
Any SIP amount is good as long as it is consistent and started early. ₹5,000/month for 30 years at 12% returns will give you ₹1.76 Cr - with only ₹18.00 L invested. The power of compounding does the rest.
Which mutual fund is best for a ₹5,000 SIP?▾
For long-term SIPs, large-cap or flexicap equity mutual funds are generally recommended. Funds from Axis, Mirae, Parag Parikh, and HDFC Flexicap have historically delivered 12–16% over 10+ years. Consult a SEBI-registered advisor for personalized recommendations.