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HDFC Mutual Fund SIP Calculator

Calculate SIP returns for HDFC Mutual Fund - flagship funds and historic performance.

Estimated Corpus

₹52.94 L

at 12.5% for 15yr

Total Invested

₹18.00 L

at 12.5% for 15yr

Wealth Gained

₹34.94 L

at 12.5% for 15yr

Adjust to your actual SIP amount and timeline

₹500₹5 L
4%30%
1 yr50 yrs
Step-up SIP
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Future Value

₹52.94 L

In today's money: ₹22.09 L(6% inflation)

Total Invested

₹18 L

Wealth Gained

₹34.94 L

194.1% absolute returnon ₹18 L invested over 15 years₹2.5K more/mo for full 80C

Investment Growth Over Time

What SIP do I need to reach a goal?

% p.a.
yr

About HDFC Mutual Fund SIP Calculator

HDFC Mutual Fund is one of India's most established and trusted AMCs, managing over 6 lakh crore in assets. Its flagship funds like HDFC Flexi Cap Fund and HDFC Balanced Advantage Fund have been market leaders for decades. Managed by the veteran Prashant Jain until 2022 (now by Chirag Setalvad and others), HDFC MF's value-oriented investment philosophy rewards patient long-term investors. HDFC Balanced Advantage Fund is one of India's most popular funds for moderate-risk SIP investors.

10,000/month HDFC Mutual Fund SIP over time

DurationInvestedCorpus at 12.5%
5 years₹6.00 L₹8.36 L
10 years₹12.00 L₹23.94 L
15 years (default)₹18.00 L₹52.94 L
20 years₹24.00 L₹1.07 Cr
25 years₹30.00 L₹2.08 Cr

Projected at 12.5% — a typical long-run assumption for this category. Actual returns vary year to year; use the calculator above to model your own SIP amount, rate, and horizon.

Frequently Asked Questions

What are the best HDFC MF funds for SIP?

HDFC Flexi Cap Fund and HDFC Mid Cap Opportunities are consistent performers. HDFC Balanced Advantage Fund suits moderate-risk investors by dynamically adjusting equity-debt allocation. HDFC NIFTY 50 Index Fund is excellent for passive investors. Use direct plans via the HDFC MF website for lowest cost.

What is HDFC Balanced Advantage Fund?

HDFC Balanced Advantage Fund dynamically shifts between equity (up to 80%) and debt based on market valuations. When markets are expensive, equity allocation drops; when markets correct, equity increases. This 'buys low, sells high' approach automatically reduces the need for manual rebalancing.

How do I start HDFC MF SIP online?

Visit hdfcfund.com or use the HDFC MF app. Complete KYC online using Aadhaar-based e-KYC. Set up a mandate for monthly auto-debit and select your fund and SIP amount. Minimum SIP: 100/month for most equity funds via digital platforms.

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