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SBI Mutual Fund SIP Calculator

Calculate SIP returns for SBI Mutual Fund - India's largest AMC by AUM.

Estimated Corpus

₹50.46 L

at 12% for 15yr

Total Invested

₹18.00 L

at 12% for 15yr

Wealth Gained

₹32.46 L

at 12% for 15yr

Adjust to your actual SIP amount and timeline

₹500₹5 L
4%30%
1 yr50 yrs
Step-up SIP
Add lumpsum

Future Value

₹50.46 L

In today's money: ₹21.05 L(6% inflation)

Total Invested

₹18 L

Wealth Gained

₹32.46 L

180.3% absolute returnon ₹18 L invested over 15 years₹2.5K more/mo for full 80C

Investment Growth Over Time

What SIP do I need to reach a goal?

% p.a.
yr

About SBI Mutual Fund SIP Calculator

SBI Mutual Fund is India's largest AMC by assets under management, backed by State Bank of India. It offers a comprehensive range of equity, hybrid, and debt funds. Key equity funds include SBI Bluechip Fund (large cap), SBI Flexi Cap Fund, SBI Contra Fund, and the top-performing SBI Small Cap Fund. SBI MF's nationwide reach through SBI bank branches makes it accessible to millions of first-time investors across India, including small towns.

10,000/month SBI Mutual Fund SIP over time

DurationInvestedCorpus at 12%
5 years₹6.00 L₹8.25 L
10 years₹12.00 L₹23.23 L
15 years (default)₹18.00 L₹50.46 L
20 years₹24.00 L₹99.91 L
25 years₹30.00 L₹1.90 Cr

Projected at 12% — a typical long-run assumption for this category. Actual returns vary year to year; use the calculator above to model your own SIP amount, rate, and horizon.

Frequently Asked Questions

How do I start a SBI Mutual Fund SIP?

You can start a SBI MF SIP through: (1) SBI YONO app, (2) SBI MF investor portal (sbimf.com), (3) MFCentral or BSE StAR platform, (4) Any SBI bank branch. Minimum SIP: 500/month for most funds. KYC completion is required before starting.

What are the best performing SBI mutual funds for SIP?

SBI Small Cap Fund has been a consistent top-performer with 20%+ CAGR over 10 years (but high volatility). SBI Contra Fund uses a contrarian value approach and has outperformed consistently. SBI Bluechip Fund is a reliable large cap option. Use 5-year rolling returns, not 1-year snapshots, for comparison.

What is the minimum SIP amount for SBI Mutual Fund?

Most SBI MF equity funds allow SIP starting at 500/month. Some funds like SBI Small Cap allow 500/month SIP through daily SIP mode. Regular plans (through distributors) and direct plans (through SBI MF website) have the same minimum amounts but different expense ratios - direct plans are cheaper.

Can I pause or stop SBI MF SIP?

Yes. You can pause SBI MF SIP for 1-6 months or stop it permanently through the SBI YONO app or SBI MF investor portal. No penalty is charged for pausing or stopping. The invested units remain in your folio and continue to earn returns.

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