Skip to content

Parag Parikh SIP Calculator

Calculate SIP returns for Parag Parikh Flexi Cap Fund - unique global diversification.

Estimated Corpus

₹58.35 L

at 13.5% for 15yr

Total Invested

₹18.00 L

at 13.5% for 15yr

Wealth Gained

₹40.35 L

at 13.5% for 15yr

Adjust to your actual SIP amount and timeline

₹500₹5 L
4%30%
1 yr50 yrs
Step-up SIP
Add lumpsum

Future Value

₹58.35 L

In today's money: ₹24.35 L(6% inflation)

Total Invested

₹18 L

Wealth Gained

₹40.35 L

224.1% absolute returnon ₹18 L invested over 15 years₹2.5K more/mo for full 80C

Investment Growth Over Time

What SIP do I need to reach a goal?

% p.a.
yr

About Parag Parikh SIP Calculator

Parag Parikh Financial Advisory Services (PPFAS) Mutual Fund manages India's most popular flexi cap fund with a unique differentiator: 25-35% of its portfolio is invested in global technology and consumer companies like Alphabet (Google), Meta, and Amazon. This provides Indian investors exposure to global growth while keeping the majority in Indian equities. The fund follows a long-term value investing philosophy inspired by Warren Buffett, has one of the lowest expense ratios among active funds (0.6%), and maintains very low portfolio turnover.

10,000/month Parag Parikh SIP over time

DurationInvestedCorpus at 13.5%
5 years₹6.00 L₹8.60 L
10 years₹12.00 L₹25.42 L
15 years (default)₹18.00 L₹58.35 L
20 years₹24.00 L₹1.23 Cr
25 years₹30.00 L₹2.49 Cr

Projected at 13.5% — a typical long-run assumption for this category. Actual returns vary year to year; use the calculator above to model your own SIP amount, rate, and horizon.

Frequently Asked Questions

What makes Parag Parikh Flexi Cap special?

Parag Parikh Flexi Cap is unique in holding 25-35% of assets in global stocks like Alphabet, Meta, Microsoft, and Amazon. This gives Indian investors automatic international diversification within a domestic fund structure, without needing separate foreign fund investments or LRS remittances.

Is Parag Parikh fund good for long-term SIP?

Yes. Parag Parikh Flexi Cap has delivered 18%+ CAGR since inception (2013). It has a conservative, long-term value approach with very low portfolio turnover (rarely buys/sells). The international allocation adds currency diversification - when the rupee depreciates, global holdings gain in rupee terms.

What is the risk in Parag Parikh fund?

Beyond standard equity market risk, PPFAS Flexi Cap has concentration risk (top 10 holdings = 60%+) and currency risk (global holdings affected by USD/INR movements). These are generally acceptable risks for long-term investors seeking global diversification.

Related Calculators