SIP Calculator: ₹3,000/month for 15 Years

At 12% expected annual returns - adjust inputs below to match your fund's performance.

Estimated Corpus

₹15.14 L

at 12% p.a.

Total Invested

₹5.40 L

at 12% p.a.

Wealth Gained

₹9.74 L

at 12% p.a.

Customize your SIP plan

₹500₹5.00 L
4.0%25.0%
1 yr50 yrs

Future Value

₹15.14 L

Total Invested

₹5.40 L

Wealth Gained

₹9.74 L

180.3% absolute returnon ₹5,40,000 invested

Investment Growth Over Time

What happens to ₹3,000/month SIP over 15 years?

A SIP of 3,000 per month for 15 years at 12% annual returns grows to ₹15.14 L. You invest a total of ₹5.40 L, but your money works harder - generating ₹9.74 L in returns through the power of compounding. That is a 180% return on your invested capital.

Frequently Asked Questions

What will ₹3,000 SIP per month grow to in 15 years?

A monthly SIP of ₹3,000 for 15 years at 12% annual returns will grow to approximately ₹15.14 L. You will have invested a total of ₹5.40 L, and the wealth gained from returns will be ₹9.74 L.

Is ₹3,000 per month a good SIP amount?

Any SIP amount is good as long as it is consistent and started early. ₹3,000/month for 15 years at 12% returns will give you ₹15.14 L - with only ₹5.40 L invested. The power of compounding does the rest.

Which mutual fund is best for a ₹3,000 SIP?

For long-term SIPs, large-cap or flexicap equity mutual funds are generally recommended. Funds from Axis, Mirae, Parag Parikh, and HDFC Flexicap have historically delivered 12–16% over 10+ years. Consult a SEBI-registered advisor for personalized recommendations.